Steps to buy a home can take the hard road or the easy road. Your home buying process doesn’t have to feel difficult or unsurmountable. That’s why we’ve created these simple steps and even provided a handy-dandy checklist.
Time out. Make sure to get started with Moving Kit, It’s designed to save you money when you buy. The bigger the home purchase the bigger the savings.
Planned steps to buy a home will make your home buying process an enjoyable experience. Yes, you’ll be spending your hard-earned cash, but it doesn’t have to feel like a waste of money. Whether you’re buying a home for the first time or not, it pays to pays to keep in mind the home buying process timeline.
Here are the 11 steps to buy a home:
🙋♂️ Decide to Buy
While this may sound easy, having the concrete decision to say yes to home buying can be difficult. Some people might be too excited about the idea, but forget to consider the responsibilities tied to the decision. So before you dive in headfirst, research the things you need to know, especially on the financial aspect. Making a sound decision to buy will help anchor your path when the storm kicks up. And when it comes to buying property there are always obstacles. Having a few tricks up your sleeve will help to smooth out the rough patches while working towards the home purchase. If you are selling a bigger home and planning to find a smaller house this will help you too. So make sure to check out our video about the decision to make your home purchase.
🕵️♀️ Find the right agent
Keep tabs on the best local real estate agent. It’s important to find someone on your side, ready to guide you throughout the process. Finding a realtor that knows the local market is an advantage.
You can get the best pricing possible with less effort on your part.
Plus, you want a competent pro that you know you can trust.
You can also ask your friends or family members for recommendations.
🚦 Begin the pre-approval process
Now, this is where it starts to get tricky. Before you should proceed to the next step, which is the most exciting one, you need to complete this step. Make sure to prepare all the documents you need especially your pay stubs, w2’s, and bank statements. It’s better you take your time here since it can impact the entire home search.
🖥 Start home search online
Gone are the days when home buying only relied on old-school home searching. You’ve got the power of technology right at the tip of your fingers. Start home searching online and make sure you know what you’re looking for. Comb through reliable sites that speak the truth about local professional real estate agents. If you can find agents with a well-established online presence through his/her own website, YouTube channel and other social media sites, the better. It says a lot about the commitment the agent has in his/her craft.
See homes. Visit prospective houses as soon as they’re available. You don’t want to miss on great finds because you didn’t attend to it when you really need to. Talk to your real estate agent about how you go about organizing your showings so that you don’t miss out on the perfect place. Devise a technique to catch showings before the property gets sold.
💲 Make an offer
This is where it gets exciting. Making an offer is like playing tug-of-war, but better. As a home buyer, you actually have a chance to have a home at a good price if you play your cards right. Have a competent local agent in your court and you’re on your way to having a better deal.
👓 Home inspection
When not handled right, things can go south from this moment on. That’s why you have to find the right agent to do the job. During a home inspection, you’ll have the chance to better the deal for your sake. If the inspection process is not managed carefully it is super easy to watch all of your hard work slip away. Having a great agent on your team doesn’t guarantee you will get a favorable response in every inspection, but it does better your chances big time.
🏦 Get full loan approval
This step should be easy if you started this home buying process right. From the moment you decided to say yes, you should have considered the proper documents to submit, your financial docs should be in order and so on. When things are laid out well, getting a full loan approval should go smoothly.
🚶 Final walkthrough
Spoiler alert! You’re only a step away from officially having your dream home. But this step, the final walkthrough should help make sure that things are in order. Make sure you’ve got everything settled before you hop on the 10th step. Here you’ll check to make sure that the home is as it was agreed to be at the time of contract. All appliances in the contract are present, and all repairs are complete.
📝 Sign the documents
While this is where you should rejoice, this also marks the official start of your responsibility as the new owner. Well, nothing to worry about. As long as you and your real estate agent got everything right from the beginning, you should go on enjoying the rest of this home buying process. Can you believe it? It’s almost time to move!
🚚 Moving day
Cheers to a job well done! You got your dream home and managed to get the best deal out of it. Your realtor® might be in all smiles now since he/she yet again made a client happy with the right home purchase. During your moving day, your agent can still help you by recommending you trusted movers and other service providers in the locale. As your local agent knows the market, he/she should also know where to turn for help on your big moving day. Ask your realtor® for tips, and you’ll surely enjoy your first day in your lovely new home.
There are your steps to buying a home. Keep in mind that home buying should be as enjoyable as possible. So before you start browsing the internet for prospective properties to buy, never skip the first step. Decide that you’re going to buy a home and that you’re ready for the responsibilities that are tied to this life-changing commitment.
☑️ Moving Kit
Moving Kit is a game-changer for those who are ready to make a home purchase in the Greater Phoenix metro. You get to work with the 5 ⭐️⭐️⭐️⭐️⭐️ agent John Cunningham team. Plus you get thousands back when you buy. Packages include Apple home products and service professionals to make your house a home.
Click the BIG ole button below and check out all the details. This offer is absolutely time-sensitive and will not be on the table forever. So let’s get you moving!
Everything You Need to Know About Millennial Home Buyers (2019) – by Ryan Fitzgerald
What To Keep in Mind When Making a Home Wish List – by Debbie Drummond
What Do Today’s Home Buyers Want Most in A Home? – by Karen Highland
15 Costly Mistakes Home Buyers Make – by Eileen Anderson
The Best Real Estate Blogs For 2019 – by Joy Bender